SPECIAL ADVERTISING SECTION

Special Advertising: Retirement Housing Resources List

<p>Choices in retirement living</p>

Here’s a partial list of the region’s leading retirement and assisted-living communities, as well as adult housing communities and related senior services. Listings marked CCRC (continuing care retirement communities) are certified by the state and have three levels of care—independent, assisted, and health-care units (nursing care). Information provided by those communities. An asterisk denotes 2011 information:

Key

IU: independent-living units;
AU: assisted-living units;
HCU: health-care units for more intensive medical care.

Asbury Methodist Village (CCRC), 201 Russell Ave., Gaithersburg, 301-216-4100, 800-327-2879, asburymethodistvillage.org. IU: 827. Villas: 74. AU: 133. HCU: 285. Entry/monthly fees: Available on request, entry fee may be refundable up to 100 percent. Surrounded by rolling hills, gardens, and spring-fed ponds, Asbury’s 130-acre campus includes 74 villas and more than 700 apartments. Multiple garden spots, two ponds, shuffleboard, exercise equipment, woodworking, paint and refinishing rooms, art studio, computer room. Swim clubs, bocce court, theaters, and wellness center, other amenities.

Asbury-Solomons Island* (CCRC), 11100 Asbury Cir., Solomons, 410-394-3029, asburysolomons.org. IU: 300. AU: 30. HCU: 48. Entry fee: $104,000-485,000, 100-percent refunds available. Monthly fee: Starting at $1,449. Waterfront CCRC offers apartments and cottages, plus assisted living and health-care center, library, beauty shop, game rooms, bank, gift shop, woodworking, metalworking, computers, fitness room, gardening area, indoor pool, jacuzzi, and 300-foot wheelchair-accessible pier.

Atrium Village Retirement Community, 4730 Atrium Ct., Owings Mills, 410-363-0330, seniorlifestyle.com. IU: 186. AU: 58. Memory care: 20 units are in a secured garden-apartment area for dementia residents. Entry fee: $4,000 (one month’s rent). Monthly fee: $2,200 to $4,000 plus care. Private pay. Weekly housekeeping, two to three meals a day, transportation, several community areas from beauty salon to billiard room.

Augsburg Lutheran Home & Village (CCRC), 6811 Campfield Rd., 410-486-4573, augsburg.org. IU: 138. AU: 58. HCU: 123. Entry fee: $57,800-171,000. Monthly fee: $1,307-1,615. Medicare/Medicaid accepted. 80 and 50 percent refundable entrance fee. 52-acre site includes studio units, one- and two-bedroom units with patio/balcony, chapel, library, computer room, dining room, health center, near Sinai and Northwest hospitals.

BayWoods of Annapolis (CCRC), 7101 Bay Front Dr., Annapolis, 410-268-9222, baywoodsofannapolis.com. IU: 147. AU: 45. Property prices for independent units: $200,000-850,000. Monthly fee: $2,781-$8,063. Medicare accepted. Equity position through ownership. Health center, fitness center.

Blakehurst Retirement Community (CCRC), 1055 W. Joppa Rd., Towson, 410-296-2900, blakehurstlcs.com. IU: 277. AU: 24. HCU: 44. Entry fee: $248,000-721,000. Monthly fee: $2,900-4,900. Medicare accepted. Balcony or patio for each apartment, croquet course, putting green, daily meal, transportation, laundry/housekeeping service, planned activities, emergency call system, guest facilities, on-site health care, indoor pool.

Brandywine Assisted Living at Fenwick Island,* 21111 Arrington Dr., Selbyville, DE, 302-436-0808, brandycare.com. Located between the Atlantic Ocean and the inland bays of southeastern Delaware, Brandywine Assisted Living at Fenwick Island provides an environment for older adults who require a degree of personal assistance, but also want independence. Options include individual suites with a private bath and kitchen area, 24-hour on-site nursing staff, pool and fitness center, mini-casino, restaurant. Temporary, or respite, care with licensed nurses also offered.

Brandywine Assisted Living at Seaside Pointe,* 36101 Seaside Blvd., Rehoboth Beach, DE, 302-226-8750, brandycare.com. A similar community in the Brandywine family, the campus at Seaside Pointe is minutes from the area’s boardwalk and beaches as well as outlet stores.

Brighton Gardens, 7110 Minstrel Way, Columbia, 410-884-0773, sunriseseniorliving.com. One of more than 365 AU and IU facilities operated nationally by Sunrise Senior Living, offer assisted-living units and special-care centers for patients with Alzheimer’s and other memory-related disorders. Daily fee: starting at $94. Community fee: varies depending on size of unit, care options. Brighton Gardens centers typically feature 79 assisted-living units and a 20-25-bed special-care center. Specially trained staff on secured premises, daily personal-care managers, all meals/snacks, activity center, transportation, beauty/barber shops.

Brightview Senior Living (IU/AU), 218 N. Charles Street, Ste. 220, 866-899-2875, (one of several locations) brightviewseniorliving.com. IU: Varies by community. AU: Varies by community. Based in Baltimore, Brightview offers eight communities throughout Maryland that offer independent living, assisted living, and Alzheimer's care options. Rental communities with no large entrance fee and all-inclusive monthly fee featuring restaurant-style dining, fitness, movies, beauty salon, daily social events, trips and more.

Brightwood, 100 Brightwood Club Dr., Lutherville, 410-339-3200, brightwoodliving.org. Monthly fee: $3,385-3,935 for first resident. Located on 50 acres near Greenspring Station and the Johns Hopkins medical pavilion, Brightwood is a gated condominium community consisting of 80 one-, two-, and three-bedroom independent-living residences. Monthly fee covers dining and special dietary services, emergency response system, full-time RN, maintenance, housekeeping, transportation and coordination of health services. Library, fitness center with indoor pool, grille/lounge, salon/barber shop, woodworking, putting greens, flower/vegetable gardens, working fireplaces.

Broadmead (CCRC), 13801 York Rd., Cockeysville, 410-527-1900, broadmead.org. IU: 249. AU: 29. HCU: 79. Entry fee: $105,060-413,920. Monthly fee: $2,835-$5,956. Medicare accepted. Caring Quaker tradition on 94-acre country campus with indoor pool, on-site health care, four meals daily, laundry/housekeeping, pets permitted. Type A extensive contract.

Buckingham’s Choice (CCRC), 3200 Baker Cir., Adamstown, 301-874-5630, buckinghamschoice.org. IU: 217. AU: 45. HCU: 42. Entry fee: Starts at $143,900. Monthly fee: Starts at $2,155. Not-for-profit community offers Type C contract (fee for service) with a 50-month declining refund, in addition to 90 percent and 100 percent refundable entrance fee plans. Views of Sugarloaf and Catoctin Mountains, seven miles south of Frederick. Cottages, apartments, indoor pool, game room, library, fitness center, computer center, bar and grill, salon/barber, pets welcome.

Carroll Lutheran Village (CCRC), 300 St. Luke Circle, Westminster, 410-876-8113, 410-848-0090, carrolllutheranvillage.org. IU: 398. AU: 50. HCU: 103, including dementia unit. Medicare/Medicaid accepted for HCU. Entry fees: $52,000-388,000. Refundable up to 90 percent in some cases. Monthly fees: $919-3,315. Accredited, wellness center with indoor pool and spa and fitness room, library, pharmacy, salon, convenience store, chapel, full-time chaplain, full-time physician, rehab therapy, 90 acres of grounds, activities/clubs, trips. Units range from apartments to houses.

Charlestown Retirement Community (CCRC), 715 Maiden Choice Ln., Catonsville, 410-737-8830, ericksonliving.com. IU: 1,456; AU: 128; HCU: 206. Entry fee: $79,000-424,000. Monthly fee: $1,407-2,429. Medicare accepted. Daily meal, fully refundable deposit, cable TV, six restaurants, historic chapel, fitness center, pool, computer lab, walking trails.

College Manor, 300 W. Seminary Ave. Lutherville, 410-252-0440, collegemanor.com. This 60-year-old family-owned campus offers 80 assisted living units in a homey, family-like atmosphere, and is housed in a historic former girls’ college in old Lutherville. Set on 11-plus acres, it offers three meals, dietary guidance, nursing assistance, activities, and physical, occupational, and speech training.

Cokesbury Village, 726 Loveville Rd., Hockessin, DE, 302-235-6000. IU: 235. AU: 48. HCU: 45. Entry Fee: $94,900 to $397,900. Monthly fee: $2,100 to $3,900. Accredited CCAC, swimming pool, fitness center, gardening area, pets allowed.

Collington Episcopal Life Care Community, 10450 Lottsford Road, Mitchellville, 301-925-7706, 800-540-1709, collington.com. IU: 360. Cottages/villas: 212. AU: 65. HCU: 44. Entry fees: $62,000-$740,000. Monthly fees: $1,611-$4,850. Entry fees refundable up to 100 percent. Medicare accepted. Collington is situated on 125 acres of gently rolling countryside, featuring a six-acre lake, native trees, walking trails, and beautiful gardens. Amenities include a fitness center with state-of-the-art exercise equipment, indoor heated swimming pool and hydrotherapy spa, tennis courts, woodworking shop, computer lab, garden areas, billiards room, and more.

Cornwall Manor Continuing Care Retirement Community, PO Box 125, 1 Boyd St., Cornwall, PA., 717-273-2647, 800-222-2476, cornwallmanor.org. IU: 309 (houses and apartments). AU: 30. HCU: 108. Over 190 landscaped acres, many walking trails, pet friendly, indoor pool, fitness center, New Expansion neighborhood of houses in wooded settings (information from 2011).

Courtland Gardens Nursing and Rehabilitation Center,* 7920 Scotts Level Rd., Randallstown, 410-521-3600. Long-term beds: 151. Rates: $250 per day. Medicare accepted. Facility offers long-term, short-term, intermediate, and respite care. The only nonprofit, skilled, kosher health-care nursing home in Baltimore County.

Cross Keys Village—The Brethren Home Community (CCRC), 2990 Carlisle Pike, New Oxford, PA, 888-624-8242. IU: 450. AU: 95. HCU: 270. Secure dementia units: 35. Entry fee: $50,000-300,000. Monthly fee: $600-2,500. Christian CCRC is Medicare and Medicaid certified. Housekeeping, transportation, restaurant-style dining, 10 miles of walkways, bank, gardens, putting green, woodworking, cable TV, library services, pool, and wellness center. crosskeysvillage.org.

Edenwald (CCRC) and The Terraces at Edenwald, 800 Southerly Rd., Towson, 410-339-6000. IU: 288. AU: 56. HCU: 72. Entry fee: $70,000-$1.0835 million. Monthly fee: $2,375-4,465. Eighteen-story high-rise next to Goucher College. Gourmet dining, transportation, laundry, housekeeping, multi-specialty health center. edenwald.org

The Evergreens at Columbia Town Center, 10101 Governor Warfield Pkwy, Columbia, 410-992-5501, evergreenscolumbia.com. This elevator building offers apartments for the active, over-55 set, with units ranging from $1,368 to $2,463 per month. Twenty-four floor plans up to two-bedroom, two-bath with family room. Club room with billiards, lounge, library, fitness rooms, heated pool and spa, putting green, garage parking, walking trails, across the street from Columbia Mall.

Fairhaven (CCRC), 7200 Third Ave., Sykesville, 410-795-8801. IU: 314. AU: 35. HCU: 79. Entry fee: $73,900-710,900. Monthly fee: $2,800-4,585. Medicare accepted. Type A and C contracts. 90 percent refundable fee, or 50-month declining refund plan. Walking trails, pool, three-hole golf course, library, woodworking shop, darkroom. Pets welcome. Several times named one of the best CCRCs nationwide by New Choices magazine. fairhavenccrc.org.

The Forest at Duke, 2701 Pickett Rd., Durham, NC 27705, 919-490-8000, forestduke.org. Internationally accredited by CARF/CCAC, Fitch-rated, and neighbor to the Duke University campus and medical center, The Forest at Duke is a not-for-profit 501(c)3 continuing care retirement community (CCRC). Its proximity to Duke University, as well as the University of North Carolina at nearby Chapel Hill, has made it a popular choice for retired academics, as well as physicians, authors, CEOs, artists, and classical music lovers, and its 375 residents—served by 279 staff—hail from over 24 states.

Ginger Cove, 4000 River Crescent Dr., Annapolis, 410-266-7300, 800-299-2683, gingercove.com. IU: 243. AU: 30. HCU: 61. Entry Fee: $224,315-576,954. Monthly Fee: $3,098-6,287 first person. Medicare accepted. 90 percent refundable fee. Ginger Cove is located on 30 wooded acres overlooking Gingerville Creek, 4 miles south of Annapolis. One-, two-, and three-bedroom units, amenities include formal and casual dining rooms, library, card and billiard room, arts and crafts studio, cocktail lounge, private dining room, bank, beauty/barber shop, convenience store, auditorium, woodworking shop, fitness center, and a fully enclosed two swimming pools with whirlpool and saunsas. At the waterfront, there is a pier for fishing, kayaking, and crabbing.

Glen Meadows Retirement Community (CCRC), 11630 Glen Arm Rd., Glen Arm, 410-592-5310, glenmeadows.org. IU: 199. AU: 36. HCU: 31. Entry fees: $30,000-425,000. Monthly fee: $1,300-3,400. Medicare and Medicaid certified. A 483-acre campus with pond and nature trails, bank, beauty/barber salon, fitness center, library, woodworking shop, on-site dining, three buses.

Heartlands Senior Living Village, 3004 North Ridge Rd., Ellicott City, 410-461-9494. IU: 159. AU: 70. HCU: 0. Entry fee: $6,000. Monthly fees: $2,400-5,100. Indoor pool, rehab center, fitness area, gardening, pets allowed, salon/barber, wellness center, chapel, craft rooms, event transportation, respite care, on 48-acre campus with walking trails and ponds.

HeartLands Assisted Living at Severna Park, 715 Benfield Rd., Severna Park, 410-729-1600. AU: 68. Alzheimer’s/dementia units: 9. Entry fee: 60 times daily rate. Daily fees: $139-200. No Medicaid. Nurse on duty 24 hours, on-site therapy, modern facility, full-time activities director, transportation, three meals/snack, crafts, exercise.

Heron Point of Chestertown (CCRC), 501 E. Campus Ave., Chestertown, 410-778-7300, heronpoint.com. IU: 192. AU: 45. HCU 38. Entry fee: $129,900-279,900. Monthly fee: $1,900-3,200. Medicare accepted. Located 90 minutes from Baltimore, Heron Point sits on 66 acres on the Chester River, and features a waterfront dining room, deli, aquatics program, health club, beauty/barber shop, bank, woodworking shop, library, computer club, and education programs at nearby Washington College. Pets allowed.

Keswick Multi-Care Center, 700 W. 40th St., 410-662-4218, Keswick-multicare.org. Keswick Multi-Care Center, with 174 long-term care beds and a 68-bed Transitional Care Unit, provides skilled nursing care and adult day-care services in a comfortable, safe environment. Keswick also offers its Memory Care Assisted Living Program for people with all levels of dementia, and has 44 Memory Care Assisted Living beds. All rooms are private.

Lorien Health Care Center, 6334 Cedar Lane, Columbia, 410-531-5300. Comprehensive nursing and rehab facility with 209 beds that can be fitted for rehab or oxygenated. Dialysis, short-term rehab, ventilator care.

The Maples of Towson, 7925 York Rd., Towson, 410-296-8900, themaples-towson.com. AU: 60. Monthly fees: $3,100-5,700. Housed in large Victorian home with bed and breakfast atmosphere located near Towson University, on-site nursing, expanded activity calendar, transportation, personalized service plans, all meals served in a restaurant-style dining room.

Maryland Masonic Homes (CCRC), 300 International Cir., Cockeysville, 410-527-1111, mdmasonichomes.org. IU: 30. AU: 110. HCU: 88. Entry fee for IU only: $44,375-147,500. Monthly fee: $1,328-6,480. Medicare not accepted. On-site health care, wellness center, chapel, barber. Financial assistance available for Masonic members.

Mercy Ridge (CCRC), 2525 Pot Spring Rd., Timonium, 410-561-0200, mercyridge.com. IU: 408. AU: 35 plus 12 for dementia. HCU: 400 (through Stella Maris). Entry fee: $201,000-426,000. Monthly fee: $2,079-3,780 for independent living. Refundable fee. Arts and crafts studio, library, performing arts center, gardening club, walking paths and patio areas, fitness center, indoor pool. In June, Mercy Ridge became the first existing retirement community in the nation to be awarded LEED Silver certification, a national measure of environmentally friendly practices, after a process that involved substantial participation by residents.

Methodist Country House, 4830 Kennett Pike, Wilmington, DE., 302-654-5101, 800-775-4593. IU: 145. AU: 35. HCU: 45. Entry Fee: $97,900 to $449,900. Monthly fee: $2,400 to $4,500. Accredited CCAC, fitness center, gardening area, pets allowed.

Methodist Manor House, 1001 Middleford Rd., Seaford, DE., 302-628-5622. IU: 111. AU: 62. HCU: 60. Entry Fee: $89,900 to $269,900. Monthly fee: $1,700 to $2,500. Accredited CCAC, swimming pool, fitness center, gardening area, small pets allowed.

Morningside House at Satyr Hill, 8800 Old Harford Rd., Parkville, 800-706-0766. Independent/assisted units: 69. Moderate-advanced dementia units: 19. Dementia units: 14. Entry fee: $2,500-4,000. Monthly fee for care only (not apartment) based on level of service: $600-1,500. Library, formal dining room, private dining, religious room, crafts/activity rooms, sun rooms, outside courtyards, rehab, hair salon, five acres of grounds. Other Morningside House facilities are in Ellicott City, Hanover, Laurel, and Waldorf, as well as in Leesburg, Va.

North Oaks (CCRC), 725 Mt. Wilson Ln., Pikesville, 410-486-9090. IU: 182. AU: 12. HCU: 37 beds. Entry fee: $121,500-321,000, 90 percent refundable. Monthly fee: $2,600-5,000. Formal dining room, library, arts studio, fitness center, convenience store, hair salon, billiards, gardening, 20-acre campus.

Oak Crest Retirement Community (CCRC), 8820 Walther Blvd., Parkville, 410-665-2222, ericksonliving.com. IU: 1,525. AU: 133. HCU: 200. Entry fee: $104,000-419,000. Monthly fee: $1,470-2,346. Nonprofit, Medicare accepted. Indoor swimming pool, on-site shopping, health care, shuttle bus service, spacious crafts rooms, interdenominational chapel, college classes, putting green, shuffle board, fitness center.

Pickersgill Retirement Community (CCRC), 615 Chestnut Ave., Towson, 410-825-7423, pickersgillretirement.org. IU: 87. AU: 142. HCU: 35. Monthly fee: $1,862-7,440. Medicare accepted. Community and assisted living fee, $3,000. 16 acres of grounds, arts and crafts and other activities, four dining rooms, auditorium, computer room, beauty/barber shop, walking paths, coffee shop, meeting rooms, transportation, convenient to Towson, GBMC.

The Presbyterian Home of Maryland, 400 Georgia Ct., Towson, 410-823-4622. IU: n/a. AU: 78. HCU: 22. (Although Presbyterian has many independent residents, there are no cooking facilities in the rooms, so all non-health-care units are listed as assisted living.)Application fee: $350. Entry fee: none. Monthly fee: $4,600-8,200 including all services and activities. Medicare not accepted. Four-to-one ratio of residents to staff in health-care center, exercise room and physical therapy, convenient walking distance to center of Towson, full range of activities, park-like setting with walking paths.

Roland Park Place (CCRC), 830 W. 40th St., 410-243-5700. rolandparkplace.org. IU: 165. AU: 39. HCU: 60. Entry fee: $170,460-1.15452 million, up to 90 percent refundable. Monthly fee: $3,269-8,693. Medicare accepted. Traditional contracts. Accredited programs. Convenient to Meyerhoff, BMA, Lyric. Park-like setting with laundry, meals, valet, transportation, 24-hour security. On-site health care. Pets allowed.

Springwell Senior Living Community,* 2211 W. Rogers Ave., 888-439-2956, SpringwellSeniorLiving.com. IU: 67, AU: 111. Memory care: 24. Application fee: $3,000 (no entry fee). Monthly fee: $2,890-5,490 (all-inclusive). A senior living community providing assisted living services and expert care in an elegant, residential setting on 15 park-like acres in historic Mt. Washington. Private suites/residences, customized services including meal plans, medical care, rehabilitation, therapy, social activities, and planned excursions. On-site business center, Terrace Grille, formal dining room, grand lobby, several floor plans to choose from, satellite TV, and walk-in closets.

Stella Maris, 2300 Dulaney Valley Rd., Timonium, 410-252-4500, stellamaricinc.com. Includes St. Elizabeth’s Hall, a 200-unit independent-living facility, 50 percent of which is Section 8-eligible, and Mercy Ridge, a 408-unit not-for-profit continuing care retirement community, that is a joint venture of Mercy Health Services and the Roman Catholic Archdiocese of Baltimore. Also on the grounds is a 400-plus-unit nursing home providing long-term nursing care, rehabilitation, hospice care, senior day center, and home care. Assisted living units are in the 47-bed St. Stephen’s Green at Mercy Ridge. Entry fees, Mercy Ridge: $201,000-426,000. Monthly fee, Mercy Ridge: $1,999-3,780. St. Elizabeth’s Hall has one- or two- bedroom apartments, physician, dentist, formal and private dining, convenience shop, library/computer areas, theater, chapel, walking trails overlook Loch Raven Reservoir.

Vantage House (CCRC), 5400 Vantage Point Rd., Columbia, 410-992-1241, vantagehouse.org. IU: 222. AU: 26. HCU: 44. Entry fee: $116,618-404,260. Monthly fee: $2,235-5,371. Medicare accepted. Fitness room, dining room, auditorium, business center, library, bank, winter garden, meditation room, guest rooms, beauty/barber shop, card-game room, wellness center.

The Village at Orchard Ridge—A National Lutheran Community (CCRC), 320 Westside Station, Winchester, Virginia, 540-723-0853, orchardridgeva.org, IU: 178 AU: 18 HCU: 10, Entrance fees: $157,000-$562,000. Monthly fees: $1,785-$3,045. Located on 132 acres in the hills of the Shenandoah Valley, The Village at Orchard Ridge is a new retirement community under construction with a completion date of early 2013. Phase One of construction will offer 178 maintenance-free independent living cottage homes and apartments with home-based assisted living, memory support, assisted living, and nursing-care options. Amenities include walking paths, fitness facility, casual and restaurant-style dining, pub, library, chapel, local transportation, and housekeeping, as well as social, recreational, educational, cultural and spiritual opportunities.

The Village at Rockville—A National Lutheran Community (CCRC), 9701 Veirs Dr., Rockville, 301-424-9560, Admissions 301-354-4600, thevillageatrockville.org, IU: 141, HCU: 300. Entrance Fees: $172,000-$303,000, monthly Fees: $420-$2,300. The Village at Rockville, located on 30-acres in suburban Rockville, offers independent living, home- and community-based services, short-term rehabilitation, respite, long-term skilled nursing, and hospice. Currently undergoing a renovation, the campus will soon include private assisted-living suites and memory-care suites. Amenities include walking trails, hair salon, café, library, bank, chapel, onsite physicians, life-enrichment programs and more.

Willow Valley Retirement Communities (CCRC), 600 Willow Valley Sq., Lancaster, PA, 800-770-5445, willowvalleyretirement.com. 2,300-resident community on two adjoining campuses offers a neighborhood atmosphere with independent living apartments, townhomes, assisted living, skilled nursing, and lifecare program. 80,000-square-foot cultural center with art gallery, 500-seat performing arts theater drawing first-rate entertainers, large art studio, pools and fitness center, dining room and café, over 100 clubs, academic programs, close to shopping, shuttle service.

Other senior housing (without health care):

Bay Creek Resort and Club, 3335 Stone Rd., Cape Charles, VA, 757-331-8742, www.baycreek.net. A new residential golf and marina community being developed on the southwestern tip of the Delmarva Peninsula, Bay Creek appeals to both primary and secondary homeowners, and features a 7,204-yard Arnold Palmer golf course, plus a Jack Nicklaus course, and a 124-slip deep-water-access marina, all located on a 1,729-acre waterfront tract. Lots are priced from $40,000 inland to $1.7 million on the water, and homes are priced from $209,000 for condos and $269,000-$1.6 million for single-family units.

The Gateway Grand, 2 48th Street, Ocean City, 888-400-6275, thegatewaygrand.com. The Gateway Grand is a high-rise condominium community that offers more than 250 feet of beach and oceanfront views. Homes, priced from $699,900, consist of three and four-bedrooms with gourmet kitchens, marble master bathrooms, private balconies or patios, and controlled-access parking.

The Peninsula on The Indian River Bay, 26937 Bay Farm Rd., Millsboro DE , peninsula-delaware.com, 866-736-3352. A residential golf resort community located on the Delmarva Peninsula, includes custom homes in nine distinct neighborhood developments.

Providence of Brookfield Homes at Heritage Shores, 23 White Pelican Ct., Bridgeville DE. 1-866-684-3348, 302-337-1040, HeritageShores.com. Providence of Brookfield Homes has created all-new designs for one of the region's newest Active Adult communities, Heritage Shores on Delaware's Eastern Shore, just 45 minutes from Rehoboth Beach. Includes a 28,000-square-foot clubhouse, state-of-the-art Aquatic Center, and a new Arthur Hills 18-hole championship golf course.

Ridgeview Valley, 912 Gravelly Run Rd., McHenry, Md., 301-387-4040 ridgeviewvalley.com. Ridgeview Valley is a village-style residential community located on 308 acres surrounding Deep Creek Lake. Community center includes exercise, reading, recreation, and function rooms. Nature trails, amphitheater, and a variety of sport courts.

Symphony Village at Centreville, 138 Symphony Way, Centreville, 866-766-0009, 410-758-8516, symphonyvillage.com. Symphony Village is an active adult community in Queen Anne’s County on Maryland's Eastern Shore, with homes starting from the $260,000. Amenities include a fitness center, putting green, concert hall, billiards, bar, and indoor pool.

Other retirement services:

Elizabeth Cooney Care Network, 2 Village Sq., Ste. 206, The Village of Cross Keys, 410-323-1700, elizabethcooneycarenetwork.com. Since 1957, Elizabeth Cooney Care Network has offered a range of care options for seniors, in homes as well as assisted living and nursing facilities, including companionship and errand/appointment escorts.

Frank, Frank & Scherr, 1400 Front Ave., Ste. 200, Lutherville, 410-337-8900 frankelderlaw.com. Frank, Frank & Scherr focuses its practice on aging and elderly persons planning for the future, assisting families planning for the long-term care of other family members who are mentally or physically disabled, and estate planning.

The Sawyer Group, 100 Painters Mill Rd., Ste. 420, Owings Mills, 410-356-0329, sawyer-group.com. This 11-year-old practice headed by career insurance-industry exec Charles Sawyer Jr. provides investment, insurance, legal, estate, and tax expertise, provided by a staff of CPAs, a registered investment advisor, an elder law and estate attorney, and insurance experts. Another specialty is its Veterans Benefit Outreach Program, which helps vets and widows on a pro-bono basis with pension programs and other VA benefits. Securities offered through Broker Dealer Financial Services Corp. Member FINRA & SIPC.

WeCare Private Duty Services, 1852 Reisterstown Rd., Ste. 209, Pikesville, 410-602-3993, wecarepds.com. A fully licensed and bonded residential service agency specializing in providing home health care and companionship in private homes, retirement communities, nursing homes, and hotels and resorts in the Baltimore metropolitan area.

Issue date: August, 2012